No Interest Loan Scheme NILS

We are committed to the safety and wellbeing of people of all ages, particularly children. We value and include people of all cultures, languages, abilities, sexual orientations, gender identities, gender expressions and intersex status. We share the love of Jesus by caring for people, creating faith pathways, building healthy communities and working for justice.

  • Summerland is your key to achieving your dream home anywhere in Australia.
  • We pay our respects to elders past, present and emerging, and acknowledge the ongoing connection that Aboriginal and Torres Strait Islander peoples have with Australia’s land and waters.
  • As a B Corp, we’re part of a global community of businesses that meet high standards of social and environment impact.
  • Loan reverts to applicable variable rate on maturity of the fixed period.

Business Plus Account

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Comparison rate is based on a loan of $150,000 over 25 years. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. At Summerland Bank, we leave no stone unturned to ensure that your money is both easy for you to access and well protected. So, come on in and experience good old-fashioned customer service, with all the bells and whistles of a modern bank, and see what makes banking with us truly special. It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future.

We manage state taxes, levies and grants for the Victorian Government

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This doesn’t count against you for a no interest loan. Refer to Good Shepherd no interest loans to purchase a car Not all NILS providers can help with this loan type. No interest loans for vehicles is a specific loan product aimed at helping you buy a car.

Joining a local and customer-owned bank like Summerland has never been easier, nor more important. Access great introductory offers with Summerland Bank’s Low Rate Credit Card. Lets you use the value of your home for a personal loan at a reduced rate.

Whether you’re just starting out on your financial journey, or you’re looking to take your banking to the next level, choose the account that’s right for you. A simple loan with redraw and a low ongoing rate. With a basic home loan, no fuss application. Certainty of a fixed rate, the flexibility of a variable rate or a mix of both.

We offer a range of tailored home loans with 4 flexible options, perfectly suited to meet the needs of everyday Australians while providing a local customer service experience. The Salvation Army Australia acknowledges the Traditional Owners of the land on which we meet and work and pay our respect to Elders past, present and future. Renting appliances or getting a quick cash loan may seem like easy options but they’re very costly, with hidden interest rates and extra fees.

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Summerland Bank has online pokies been a vital part of the Northern Rivers NSW and surrounding regional communities for 60 years and counting. Interest free period Featuring generous redraw options and a low ongoing interest rate. Peace of mind with a fixed return

The Salvation Army is an accredited provider of the No Interest Loan Scheme by Good Shepherd Australia New Zealand. No Interest Loans are a smart loan option to help you manage your money. A cold wallet is a wallet which is completely offline (not connected to the internet) and is a popular option amongst people who prefer to hold their coins, rather than regularly trade.

We pay our respects to elders past, present and emerging, and acknowledge the ongoing connection that Aboriginal and Torres Strait Islander peoples have with Australia’s land and waters. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Minimum monthly payments apply during the interest free period. Full details available on application, in the Detailed Credit Card Product Guide and at summerland.com.au. Loan reverts to applicable variable rate on maturity of the fixed period.

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That’s why, in addition to online and phone banking services, we also have a number of local and accessible branches across the Northern Rivers NSW and South East Queensland. At Summerland Bank, we offer a wide range of innovative personal banking services tailored to your needs. Use this portal to access and manage your land tax information. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. Access and manage your vacant residential land tax information.

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A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart. No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential. A fixed rate loan to give you certainty and peace of mind.

If your application is urgent, please let us know. We may refer you to another provider if we cannot meet your timeframe requirements. Once your loan is submitted to the loan provider, we usually get an assessment decision in hours. If you have all requested supporting documents ready to send with your application, this will speed up the process. As a result we can’t do “quick checks” with “fast approval” like some of the “fast cash” services. We pay the invoice directly to the supplier.

Enjoy a simpler, more intuitive way to manage your Internet Banking. Fraudsters are impersonating Summerland and asking for personal details. Gifts of $2 or more to the social work of The Salvation Army in Australia are tax deductible.Details and ABNs